A Wealth of Options. Straight Answers.
As a result of ongstanding relationships with more than 150 wholesale lending institutions of every size and type, we can offer our business clients a vast array of competitive financing options that no single lender can possibly match. Our Financial Consultants will take the time to understand your complete picture and offer recommendations based on your precise needs and goals. We'll minimize your time investment and maximize your chances of successfully acquiring the funding you're seeking.
For those who enjoy details, an overview of the diverse options we provide appears below. If you're not into reading financial jargon and just want to get to the fastest, most cost-effective financing solution for your company, simply call us toll-free at 1-888-688-1638 and dial Ext 701.
EQUIPMENT & SOFTWARE LEASING
Many business owners are realizing that they really don't need to own their equipment -- they just need to have use of it at the lowest possible cost. The benefits of leasing vs. purchasing include:
hedge against inflation and technology obsolescencetax considerationsoff-balance-sheet lendingpreservation of cash and credit lines.With leasing, you finance 100% of the cost, as opposed to purchasing, which typically requires a significant down payment. Virtually any type of re-sellable business equipment can be leased: office, food service, furniture and fixtures, printing and packaging, POS, telecommunications, and technology -- including software and associated maintenance contracts.
ASSET-BASED (SECURED) LOANS
Asset-based loans, also called secured loans, refer to loans that are secured by a company's assets. Businesses can borrow money using liquid assets, such as A/R or inventory, or fixed assets, such as property and equipment, as collateral for the loan. Asset-based loans can be in the form of Fixed Term Loans or Revolving Lines of Credit. With revolving credit, cash is accessed as needed. Term loans provide a fixed amount to be repaid over a specifed period of time -- typically three to seven years.
COMMERCIAL REAL ESTATE FINANCING
Precision Funding can help you secure up to 90% financing for the purchase or construction of commercial real estate, for both owner-occupied and investment use. We have access to some of the most aggressive programs in the industry, with loan terms up to 25 years.
SBA LOANS
SBA loans are most appropriate for established small businesses capable of repaying a loan from cash flow, but whose principals may have inadequate corporate or personal assets to fully collateralize the loan. Virtually any business purpose can qualify for a long-term loan guaranteed by the Small Business Administration, including: working capital, equipment and inventory purchase, business acquisition or expansion, franchise financing, and commercial real estate construction or purchase. Because SBA loans generally offer longer repayment terms than conventional loans (up to 25 years, depending on the use), monthly payments tend to be more affordable.
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Precision Funding
